ACH pre-funding: Can I get my pending funds pre-funded?

Yes! You can start using pre-funding logic right away!

 

The pre-funding feature was created to compensate for the slow nature of ACH transactions that take 3 business days to settle. Once you initiate ACH funding, we will allow you to have a negative balance as long as it does not exceed maximum pre-fund limit for your account, and as long as you have pending funds to cover for the negative balance.

 

 

 

Once your ACH transaction is approved and settled, it will be added to your account balance.